BAY AREA · FIRST-TIME BUYERS

Think You Missed Your Chance at Down Payment Help? You Didn't.

Most Realtors stop talking about down payment assistance the moment one popular program runs out of funding. The truth is there are still state, county, lender, and career-specific programs that could save you thousands — the key isn't knowing one program, it's knowing which combination fits your situation. Get The Bay Area Homebuyer Funding Guide & Resources™ — 9 volumes covering every program available to Bay Area buyers.

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CalHFA Dream For All — up to $150,000
CalHFA MyHome — up to 3.5% for down payment/closing costs
GSFA, MCC, Oakland & employer programs
Plus bank-sponsored grants from major lenders

9 volumes, ranked and explained — so you know which combination actually fits your situation.

What's Inside the Guide

9 Volumes

State, county-by-county, lender, and career-specific programs — organized so you can find what applies to you.

How the Money Works

Shared appreciation loans, deferred loans, tax credits, and outright grants — explained plainly.

Your Funding Strategy

Most buyers only need one program explained. You'll see how to combine several for the best outcome.

Compiled by Carlos Rodriguez, Associate Broker with eXp Realty of California (DRE #01150973), serving buyers and sellers across the Bay Area for 33+ years.